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Use Case: For Lenders
Engage with the right accounts at the right time.
EARLY DEFAULT IDENTIFICATION
Get perfect clarity
By enriching your loan tape with additional data, we identify your riskiest accounts early.
AUTOMATED OMNICHANNEL ENGAGEMENT
Run campaigns on autopilot
Our platform engages with your customers automatically, across multiple channels.
DIVERSE ESCALATION OPTIONS
Leverage proven strategies
Our algorithm dynamically updates engagement strategy to increase payment rates.
PRICING
Pricing that grows with your team size.
Startup
Perfect for early-stage companies looking to get ahead.
- Weekly loan tape enrichment
- Basic risk analysis
- Ranked customer outreach based on delinquency predictions
Enterprise
For companies ready to scale their debt servicing before defaults happen.
- Everything in Startup, plus...
- Advanced AI automated payments outreach
- Custom risk models with optimized payment plans for riskier customers
- Priority support
MEET THE TEAM
Founded by an all-star team.
Canonical Labs was founded by the best in Risk, Data, and Engineering.
Misha and Tahin met at Stripe, where they discovered a shared passion for solving complex risk challenges in fintech. With experience at Stripe, Mercury, and Interac, they've built risk systems from the ground up, reducing losses while preserving user-friendly experiences for over a decade.
Driven by their mission to help fintechs make smarter risk decisions, they founded Canonical Labs, a pre-collection debt recovery platform for financial institutions. Canonical Labs helps lenders recover more from delinquent loans before they hit collections charge-offs, reducing losses and improving efficiency. Misha and Tahin are focused on creating practical solutions that empower financial institutions to manage risk more effectively.
